Terminal Illness Life Insurance

Terminal Illness with Partners Life

It pays out if you are diagnosed with a terminal illness.  If the Doctors say you won’t live past 12 months your life insurance can be paid out.  You can claim for a Terminal Illness on most life insurance policies. But there are occasions when people are diagnosed as terminal but will survive longer than 12 months. What do you do then ? You can’t access your life insurance money, but you want to make the most of the time you have left.  Partners Life latest addition to their life insurance policy lets you access 30% of the amount of life insurance if you are terminal, but have longer than 12 months.  It’s a fantastic feature allowing you to access part of your life insurance at an early stage and the rest of it when you have less than 12 months to live so you can enjoy what’s left of your life.


What is Mortgage Protection Insurance

What is mortgage protection insurance

Mortgage protection insurance is one of the only forms of risk protection insurance that could prevent you and your family from becoming homeless. Today in NZ approximately one third of working kiwis will be struck down with a severe injury or illness before they are 65 years old, and this injury or illness will prevent them from working for at least 6 months.   The chances of becoming sick due to diseases such as cancer, stroke and heart attacks are a real possibility.  When you are struck down it will be unexpected and usually sudden.  The financial consequences that occur while you are unable to work can have a catastrophic effect on the family and their finances.