6 Reasons to use an Insurance Broker

Insurance is a fact of most adult lives, just like death and taxes. If you have a home, it’s likely insured. If you have a car, you need car insurance. If you want to buy insurance, it’s easy to pick up the phone and arrange it right away, anywhere in New Zealand, as long as your phone is connected. But with all the insurance broker companies out there, how do you know what policy is right for you?

Getting the wrong insurance at least costs you money and at worst, it can mean that you’re not covered for exactly the situation you were trying to cover. Therefore, it makes sense to get an insurance broker, who deals with it every day, rather than try to decide yourself when it’s something you’re likely to do, last-minute when a premium comes up for renewal. Here are 6 good reasons on why to use an insurance broker:

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Expecting a Baby? Here’s Why You Should Sort Out Your Life Insurance

When you find out you’re going to be a parent for the first time, it’s an exciting period, but it’s also slightly scary. After all, you’ll have a responsibility to your child for the rest of your life, and an obligation to look after them. That’s why many parents worry about what might happen if they were to die, and this is often a catalyst for them looking for life insurance. Whether you’re the main breadwinner, or planning to be a stay at home parent, here’s why you should arrange life insurance before your baby arrives.

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How much life insurance do I need

How Much Life Insurance Do I Need

I know I need Life Insurance, but how much life insurance do I need ? figuring out how much life insurance I need can be confusing.

There are a few factors to consider when asking how much life insurance do I need.

At the most basic, there is a minimum amount of life insurance I need so I can make sure those left behind avoid a struggle. Beyond that, I really can’t have too much insurance, so I will add more as I can afford it.

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