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Why Have Private Health & Medical
Insurance in NZ?

When people say nothing is more important than your health, they’re right. Without your health, your lifestyle, your earning ability and your entire life can be impacted

Get Faster Access to Healthcare for You & Your Family

New Zealanders are eligible to publicly funded URGENT health care at public hospitals throughout NZ if the following is happening

      • You’re experiencing a medical event that requires immediate attention
      • You’ve had an accident and are injured

In both of these instances, you will go to an A&E (Accident and Emergency) for immediate assessment and treatment

Priority is based on the urgency of the situation

However, for NON URGENT conditions or to get a diagnosis, you will have to wait to get a hospital or clinic appointment

The length of time you will wait depends on what needs to happen.

Firstly you will have to wait for an appointment so that you can be assessed or diagnosed.

Appointment times will vary from region to region, and will depend on what specialist area of medical assessment you are needing, but…

 
  • Imagine waiting months for an appointment to find out if you have cancer or not, would that not be very stressful for you and your family ?
  • What if you were in a whole lot of pain because your hip or knee needs replacing, or maybe you need surgery because of intense back or shoulder pain 
  • What if you had blocked arteries, and needed stents, all of that time you spend waiting for an appointment you’d be worried about having a fatal heart attack

The Agony of Uncertainty

•Imagine waiting months for an appointment to find out if you have cancer or not, would that not be very stressful for you and your family ?

Living in Constant Pain

•What if you were in a whole lot of pain because your hip or knee needs replacing, or maybe you need surgery because of intense back or shoulder pain

Racing Against Time

•What if you had blocked arteries, and needed stents, all of that time you spend waiting for an appointment you’d be worried about having a fatal heart attack

The Hidden Cost of Waiting: Why Private Medical Cover Is No Longer a Luxury, But a Necessity

In all situations with the NZ public health system you have no control over how long it will take to get seen

Once you’ve been diagnosed, do you think you will be scheduled for immediate surgery ?

Unfortunately the answer to that is NO !

You will have to wait again, this time for the treatment or surgery that you need to get better so you can return to normal life

All of these delays are because of many years of limited funding in the public health sector and a growing New Zealand population

Can we expect high end, top quality, fast healthcare responses in this country ?

Once again, the answer is NO !

There is simply not enough funding available in New Zealand

There is an alternative … it’s New Zealands PRIVATE MEDICAL SYSTEM

This is where diagnosis and treatment are not publicly funded

Everyone can get go to a Private Hospital, however the costs are out of reach for most New Zealanders

There is another way to get Private Healthcare, diagnosis, treatment and surgery

Its called PRIVATE MEDICAL COVER, or HEALTH INSURANCE

Meet Andrew Ball – Your Health Insurance Adviser

18+ Years of Experience | Specialist in Private Health Insurance

"I’ll guide you through the process of getting the right health insurance for you and your family — without the overwhelm."

Why Work With Me?

  • ✅ Personalised advice — no “one size fits all” solutions
  • ✅ Cover that fits your needs and your budget
  • ✅ Full insurance review for existing or new cover
  • ✅ Help with changing insurers or starting new cover

How It Works

Step 1 → Book a Meeting on the link below 📅

(There are two buttons to book a meeting - Choose if you want a Video or Phone meeting)

Step 2 → During our Meeting I will 💬

  • Explain health insurance in simple terms
  • Answer all your questions
  • Learn about you, your family, and your needs

Step 3 → After our Meeting ✉

I will email your personalised proposal with:

  • Information on Private Health Cover
  • Quotes & Comparisons from top insurers
  • Multiple excess options to choose from
  • Optional Specialists & Tests Cover

Step 4 → You Choose your Plan we arrange applications ✅

  • I’ll handle all of the applications that the insurance company needs for you
  • We submit to the insurer for assessment
  • Once approved — your cover begins!
  • You become my client and we will look after you and your policy !

Book a meeting with Andrew Ball here

  • Choose the best way to connect with me
  • Click the Video or Phone Call button
  • Select a time for our meeting in my calendar
  • Enter your Name, Email and a Phone numger to book our meeting
  • Click to Book a Video Meeting Click to Book a Telephone Call

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