Case Study – Peter

September 28, 2015

Peter was 62 years old and looking forward to retiring and being able to play more golf and travel with his wife. Most of his working career was with the banking industry and his family had gained their independence and left home.

In April 2004, Peter went to his GP as he was having difficulty passing urine. Blood tests were taken and he was found to have a PSA level of 6.3. Peter was referred to a Urologist, had prostate biopsies taken and recommended brachytherapy as treatment.

Thankfully Peter and Jane had health insurance as they were advised that the cost for the treatment would be $22,000. Peter was able to have the treatment, and because he got prior approval the providers were paid directly and he was able to concentrate on a speedy recovery and a return to the golf course.

Case Study – David

September 28, 2015

David aged 45, divorced with two school aged children. Went to his GP for a routine medical for his truck drivers licence and was found to have high blood pressure by his GP & sent to a cardiologist for investigations. Eight months later David started experiencing angina. An angiogram, angioplasty and eventually bypass surgery was required over a period of 18 months. Total claim cost to date has been $60,000.00.

David has a health insurance policy with a nil excess and he was able to have all of his treatment and surgery performed in a private hospital and have “peace of mind” knowing all costs would be covered and he could concentrate on getting better.

Case Study – Carol

September 28, 2015

Carol: Onepath Major Medical Cover client, Health: Hysteroscopy and D&C August 2008

“I was really nervous about my surgery and being new to New Zealand, we didn’t understand the medical system at all – which only added to my nervousness. Right from the start, the team at OnePath went out of their way to explain everything and made me feel much more comfortable about the surgery and my claim. Unfortunately the surgery didn’t go well and I ended up in the public hospital so that I could get the care I needed. At this point ACC entered the picture, which only confused us further. Because I was so unwell, OnePath stepped in and took care of the entire bill and dealt with ACC on my behalf. This meant that my partner and I didn’t have to worry about anything other than my recovery. We were so thankful to have the right insurance and even more thankful that we were so well looked after by OnePath”