What You Should Know About Our Mortgage Protection Insurance Services

Do you have a mortgage? Have you considered what would happen if you lost your job due to ill health, an accident, or if you or your partner passed away? In a worst-case scenario, the last thing you want to worry about is keeping a roof over your head. So, it’s worth considering how you can protect your home against life’s twists and turns. Ease Insurance’s mortgage protection insurance services can help.

Mortgage Protection Insurance New Zealand – What You Need To Know

What is Mortgage Protection Insurance?

Simply put, mortgage protection insurance, also known as mortgage repayment insurance, provides cover for your monthly mortgage payments if you’re unable to work due to illness or injury, or if you were to pass away.

What do I need to be aware of?

  • Mortgage protection insurance can be considered alone or in combination with other insurance products such as income protection insurance and life insurance.
  • There is generally a waiting period before the cover will kick in – usually anything from 4 weeks to 3 months – so mortgage payments will need to continue to be met in that period.
  • Like all insurance products, failure to keep on top of paying your premium, or failure to disclose relevant information at the time of purchase, may invalidate your cover.

How much does mortgage protection insurance services cost?

As with all insurance policies, the cost will be tailored to your own personal circumstances and the level of cover that you choose.

How do I find the best mortgage protection insurance quote?

It can be pretty difficult to compare mortgage protection insurance yourself. Mortgage protection insurance services - Protect Your HouseThere are so many options, and it’s crucial that you have the right level of cover to suit your needs, so we always recommend using a specialist broker.

At Ease Insurance we can provide unbiased and expert advice to help you find the best mortgage protection insurance for your circumstances. We’ve made it so simple with our mortgage protection insurance comparison tool – just a few clicks of your mouse will allow you to compare cover from 5 industry-leading insurance companies. We follow up with a quick call to ensure your cover is suitable for your needs and then you can rest easy, knowing your mortgage repayments are covered.

For peace of mind when it comes to your mortgage repayments, try our mortgage protection insurance comparison tool today!